If you are in the market for a new home, one of the first steps you need to take is to review your financing options and get pre-approved for a loan. You have a number of home financing options, one of which is working with a direct mortgage lender. Despite the availability of several other options, more home buyers have continued to turn to direct lenders because of the number of benefits they offer over traditional options like local banks or credit unions.

What is a Direct Mortgage Lender?

A direct mortgage lender is a company that directly provides the financing you need to buy your home. Instead of going through an intermediary to find the right lender and service your loan, a direct lender handles everything in-house.

What Are The Benefits Of Approaching A Direct Mortgage Lender For Loan?


The absence of a broker standing as a middleman between you and a direct lender makes the lending process incredibly flexible. Since a direct lender sets their own loan qualification guidelines, they may apply discretion and waive some guidelines under certain circumstances.

Low Fee

Every mortgage lender charges certain fees for processing a mortgage loan. However, experience has shown that direct lenders charge lower compared to mortgage brokers. This is because there is no one adding extra to the fees already charged by the lender in order to make money.


If you compared the speed of a lender versus other options like a mortgage broker, you would realize that it is faster to work with a direct lender as everything regarding your loan processing is done in-houses, with the aid of many advanced technologies and tools, catching mistakes and implementing complex calculations in short times.

Low Interest Rate

Although all mortgage rates are shaped by what occurs in the secondary real estate market, which means that almost every lender bases interest rates on similar information. However, it’s a fact that direct lenders are able to offer competitive interest rates and reasonable closing costs compared to mortgage brokers.

Where To Find The Best Direct Lender For Mortgage Loan In Sacramento, CA

If you are looking for a fast and easy way to obtain a home loan, contact Anew Lending today. Anew Lending is a full service direct lending company staffed with some of the most experienced professionals in the mortgage lending space. The company specializes in loans to buy a home or refinance your current loan. 

Anew Lending Mortgage is licensed by the U.S. Department of Housing and Urban Development (HUD). For more information about their lending guidelines, visit their official website or call: (916) 226-9991.

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